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United American Mortgage Corporation. NMLS #1942 (www.nmlsconsumeraccess.org). 27101 Puerta Real #150, Mission Viejo, CA 92691. Toll free 800-708-5626. CA Bur of Real Estate – Broker License #01154798; CA 3198-F Airport Loop Dr, Costa Mesa, CA 92626; AZ (MB-0910689); ID (MBL-2720); CO (100012370); CT (10733); OR (ML-2294); UT (MLCO-5497685); WA (CL-1942, MB-1942); FL (MLD851). Some products may not be available in all states. Information, rates and pricing are subject to change without prior notice. This is not a commitment to lend. Other restrictions apply. Equal Housing Lender.

¹If you qualify and your loan is approved, a HECM Reverse Mortgage must pay off your existing mortgage(s). With a HECM Reverse Mortgage, no monthly mortgage payment is required. Borrowers are responsible for paying property taxes and homeowner’s insurance (which may be substantial). We do not establish an escrow account for disbursements of these payments. A set-aside account can be set up to pay taxes and insurance and may be required in some cases. Borrowers must also occupy home as primary residence and pay for ongoing maintenance; otherwise the loan becomes due and payable. The loan becomes due and payable when the last borrower, or eligible non-borrowing surviving spouse, dies, sells the home, permanently moves out, or defaults on taxes and insurance payments, or does not comply with loan terms. Call 1-800-208-1252 to learn more. A Reverse Mortgage increases the principal mortgage loan amount and decreases home equity (it is a negative amortization loan). These materials are not from HUD or FHA and were not approved by HUD or a government agency. ²Social Security benefits estimator available at www.ssa.gov/estimator. ³Loan proceeds are paid tax-free; consult your tax advisor.

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United American Mortgage

27101 Puerta Real #150

Mission Viejo, CA 92691

NMLS #1942

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