5 New Jumbo Reverse Mortgage Options


Everything we do revolves around improving our clients' quality of life in retirement. Let’s face it, money stress can be all consuming – in a bad way.

Jumbo Reverse Mortgage Examples

Two cases where people with considerable equity leveraged new jumbo reverse mortgage options to solve real-world money issues.


Example one: eliminate an existing mortgage payment and fund $5,000 monthly healthcare. Example two: a home owner wants a second mortgage with no monthly payment.

FHA HECM Not for High Value Homes


In 2018, homeowners with houses worth over $800,000 got many new options allowing them to safely access some of their house-based wealth more efficiently than ever before.


It was also the year when changes to the popular FHA reverse mortgage made them even less useful for high value homes.

Hybrid Jumbo Reverse Mortgage Strategy

What do you do when an unexpected medical event changes everything?


Hopefully, you have people in your life like our recent client Dr. Thompson.


This is his story and it includes a beautiful example of real friendship.


Reverse Mortgage - Delay Social Security

by Kent Kopen | Aug 28, 2018 |

Wealth Management |

Those who delay starting Social Security can get up to 75% more than those who apply early, but how do you bridge the income gap?

Financial planners and homeowners are starting to think about using home equity to realize a better retirement. This was predictable because for most Americans, stocks, bonds and savings makes up less than a third of their net worth.


Reverse Mortgage - Retirement Income Planning

by Kent Kopen | Aug 27, 2018 |

Wealth Management |

The three biggest retirement expenses according to U.S. News are housinghealth care, and taxes. Home equity solutions have unique attributes that make them worthy of consideration.


When your outflow exceeds your income, your upkeep becomes your downfall.

Top 3 Reverse Mortgage Strategies for Financial Advisors

by Kent Kopen | Mar 05, 2018 |

Wealth Management |

Financial advisors share a common challenge: help clients fund current lifestyle without spending down retirement savings too quickly.


This article covers the top 3 reverse mortgage strategies to help advisors improve the odds that their clients will not outlive their money. Click here to see how much a client can get with a reverse mortgage.


Funding Retirement with Home Equity

by Kent Kopen | Apr 24, 2017 |

Wealth Management, Income |

It’s easy to find people who say you should not touch the equity in your home, but that tends to be an emotional response that is out of sync with Americans' reality.  This is why many leading academic journals and news organizations are talking about the importance of home equity in retirement.


In a previous era, people paid off their homes, they had lifetime employment, pensions paid their bills and they didn’t live as long.  Now, healthcare inflation far exceeds wage growth, employment isn’t nearly as secure, and few have pensions – at least ones they can rely upon.

Rent or Own in Retirement

by Kent Kopen | Mar 23, 2017 |

Wealth Management, Purchase |

Retirees are outliving their savings.  When they do… then what?  This article is for homeowners who have considerable equity but can’t afford, or don’t want to maintain, their current house.  Then the question becomes: is it better to sell and rent, or downsize and buy?